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        Gateway   Selling Shipping Items  Overview 
       Book and 
        Host has developed sales management features specifically designed 
        for merchants selling tangible and shippable products. 
 1. Reporting 
            Center
 Where all aspects of your IBA 
            Account are managed!
 The IBA Reporting Center is a 
            state-of-the art, web-based, transaction management and reporting 
            software, developed by PaySystems. Some of the highlights of this 
            tool include: real-time reporting, transaction status views, uploads 
            of files and sales management. The Reporting Center is available 24 
            hours/day, 7 days/week.
 
 2. 
            Inventory controls
 With the Reporting Center, you 
            can obtain up-to-the-minute inventory reports. You can also set-up 
            the Reporting Center so that it notifies you of depleting inventory.
 
 3. 
            Shipping
 Book and Host simplifies the 
            shipping process!
 Shipping costs can be entered 
            per product or pound, so the shipping cost is automatically added to 
            the price of the product.
 
 4. 
            Marketing Tools
 Our customer management tools 
            allow you to maintain extensive and comprehensive data on your 
            entire customer base. Locate a customer by name, telephone number, 
            e-mail address, order number and other order specific information.
 
 You can even send broadcast e-mails to your customer 
            database through your Control Panel.
 
 5. Fraud Management and Loss 
            Prevention
 With the IBA account, 
            Book and Host handles both refunds and chargebacks.
 In 
            the case of a refund, your customer requests a reimbursement 
            directly from you, the merchant or by contacting Book and Host. 
            However, in the case of a chargeback, your client will request a 
            reimbursement from his/her credit card issuing bank.
 
 Book and Host works vigilantly to help reduce chargebacks and 
            protect your loss prevention, through proprietary software, database 
            cross-referencing, merchant information sessions and direct customer 
            queries.
 
 6. 
            Settlement
 Merchants have a choice of being 
            settled by check, wire or ACH deposit.
 Merchants are paid once a 
            week, as opposed to monthly with most processors.
 Our settlement 
            period runs from Sunday midnight to Sunday midnight. All settled 
            orders processed during that week are paid out to the merchant on 
            the following Thursday. Once a period is closed, all orders that 
            were saved in the settled orders section of the main page of the 
            Reporting Center will be cleared. They are then archived in your 
            account statements.
 
 7. Merchant 
            and Cardholder Support
 Your Success 
            is our Success!
 For all questions, ranging from 
            transaction information to technical issues or simply for feedback, 
            merchants benefit from toll-free telephone service, as well as 
            e-mail and live chat features directly through the Reporting Center.
 
 8. Third-party 
            Applications
 The IBA account includes a sales 
            management system: the Reporting Center, as well as a shopping cart 
            but it also offers the flexibility of integrating with any 
            third-party system. Book and Host  has designed the IBA account to be as 
            convenient as possible, allowing merchants to use any tools and 
            management systems they like.
 
 9. 
      Security
 Book and Host servers have a 128 bit 
            encryption level, the same level as leading banks and financial 
            institutions. Book and Host also provides each merchant with a secure 
            gateway access through a SSL server.
 
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